Aurionpro Payments Solutions, founded in 2021 as a subsidiary of the publicly listed Aurionpro Solutions Ltd., is rebuilding digital commerce from twin command centres in Singapore and Navi Mumbai. In 2024 the company secured coveted RBI Payment Aggregator authorisation; as a result, it now choreographs friction‑free, fully compliant transactions across India and the wider Asia‑Pacific corridor.
At the core sits AuroPay, a powerhouse gateway that unifies cards, UPI, net‑banking, mobile wallets, and Bharat BillPay inside a single PCI‑DSS 4.0 fortress. Merchants, therefore, receive T+1 settlements, track performance through live dashboards, and rest easy behind AI‑fortified fraud shields. Meanwhile, exportable, data‑rich analytics convert raw numbers into razor‑sharp decisions. Building on this foundation, AuroPayBiz automatically generates invoices and reconciles multi‑currency receivables, whereas AuroCheck erases KYC/KYB friction by verifying PAN and GST credentials in seconds.
Because the platform charges zero set‑up fees, onboarding remains effortless. Moreover, well‑documented open APIs plug instantly into SAP, chatbots, and WhatsApp, allowing merchants to scale without rewriting code. Consequently, MSMEs, educators, hospitals, and manufacturers accelerate cash flow while elevating every customer touchpoint.
Simply put, Aurionpro collapses the maze of fragmented payment rails into one secure, future‑proof conduit for growth‑hungry enterprises everywhere.
During MSME Mahotsav 2025, The Interview World sat down with Bharat Katyal, Senior Manager – Business Development & Partnerships. Katyal dissected the platform’s standout features, spotlighted marquee clients, and clarified the T+1 settlement mechanics that keep merchants liquid. In addition, he detailed a multilayered cybersecurity regimen—end‑to‑end encryption, tokenisation, and continuous threat modelling—that shields stakeholders from ever‑evolving attacks.
He further revealed that current monthly throughput already crosses the multimillion‑transaction mark and is climbing a steep growth curve projected to deliver ten‑fold volume within five years. Not stopping there, Katyal outlined robust de‑risking strategies that diversify revenue streams and cushion against regulatory shifts. Finally, he teased forward‑looking innovations—embedded‑finance modules, real‑time cross‑border payouts, and blockchain‑anchored audit trails—designed to keep Aurionpro a step ahead of tomorrow’s commerce demands.
Below are the most salient insights from that conversation.
Q: Can you walk us through the key features of Aurionpro Payment Solutions’ platform and explain how it is transforming the payment experience for your customers?
A: Headquartered in Mumbai and fortified by a Singapore hub, we design border‑spanning payment infrastructure. First, our flagship gateway accelerates every transaction—cards, UPI, net‑banking, and wallets—with bullet‑proof reliability. Next, we layer in purpose‑built modules: B2B settlement rails, smart queue‑management engines, and transit‑ticketing systems that shave seconds off every journey. Together, these products form a unified payments stack that plugs straight into any enterprise—be it an SME, a multinational, or an educational institution. As a result, merchants unlock friction‑free commerce, streamline operations, and delight customers, whether they trade across town or across continents.
Q: Can you shed light on the profile of your key clients and the payment settlement mechanisms you employ to serve them efficiently?
A: Our portfolio spans EdTech platforms, universities, InsurTech firms, D2C labels, and high‑velocity e‑commerce brands. Each relies on our unified gateway to accept payments directly on their websites. The moment a customer completes checkout, we capture the funds and route them through our secure rails. Exactly one business day later—T + 1—we credit the merchant’s account, ensuring cash flows stay rapid and predictable.
Q: With rising cyber threats in the digital payment space, what cybersecurity measures has Aurionpro implemented to safeguard customer data and ensure secure transactions?
A: We deploy a single, dedicated risk team that scrutinizes every transaction and chargeback in real time. They assess each payment’s size, classify the associated risk without delay, and manage the entire chargeback lifecycle end‑to‑end. Consequently, our monitoring remains rigorous, proactive, and uncompromised.
Q: What is the current volume of transactions processed through your platform, and how do you envision this evolving over the next five to ten years?
A: Currently, AuroPay processes roughly ₹100 crore in transactions every month. Over the next five to ten years, we intend to scale that figure to an ambitious ₹10,000 crore monthly. This goal underscores our confidence in the platform’s robust architecture, relentless growth strategy, and expanding market reach.
Q: What risk management strategies has your company adopted to de-risk the payment ecosystem and ensure operational resilience?
A: We rely on AuroCheck—our purpose‑built risk‑assessment platform. First, it runs more than seventy verification checks, ranging from PAN and Aadhaar validation to bank–account authentication. Then, it instantly flags anomalies and blocks suspect entries. Consequently, every merchant and customer boards seamlessly while enjoying a truly risk‑free experience.
Q: What innovations are you currently building on top of your existing payment platform to enhance functionality and user experience?
A: We fuel innovation through advanced payout solutions. Next, we will simplify onboarding with friction‑less UPI‑intent integration. Furthermore, our ever‑growing fintech arsenal attacks customer pain points head‑on. By leveraging cutting‑edge AI, rigorous risk checks, and continuous monitoring before and after onboarding, we eliminate friction, protect every transaction, and inspire lasting trust.
